Deliberate Acts, Falsified Records, and the Loss of Cover

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Planned scope. How wilful misconduct and fraudulent claims affect cover, and why record integrity is an insurance question.

Regulatory anchor. Marine Insurance Act 1906 s.55 (verify); P&I club rules The anchor is marked for verification in the source catalog.

Cluster. Liability, compensation and marine insurance. Catalogued in research/kb-gap-analysis-conventions.md.

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